These Terms and Conditions, together with the privacy policy or other applicable terms (collectively, “Terms”), form a binding agreement between JAYA KUMARI (“Website Owner” or “we” or “us” or “our”) and you (“you” or “your”), and govern your use of our website, goods, or services (collectively, “Services”).

By using our website and accessing the Services, you agree to have read and accepted these Terms (including the Privacy Policy). We reserve the right to modify these Terms at any time, without prior notice. It is your responsibility to periodically review these Terms to stay informed of updates.

1. Use of the Website and Services

• You must provide accurate and complete information during registration and throughout the use of your registered account. You are responsible for all actions taken through your account.
• We do not guarantee the accuracy, timeliness, performance, completeness, or suitability of the website’s content or the Services for any specific purpose. You acknowledge that information and materials on the website may contain inaccuracies or errors, and we exclude liability for such errors to the fullest extent allowed by law.
• Your use of the website and Services is at your own risk. It is your responsibility to assess whether the Services meet your needs.

2. Intellectual Property

• The website and Services are proprietary to us, and you do not hold any rights to the content, intellectual property, or materials provided on the website.

3. Unauthorized Use

• Unauthorized use of the website or Services may result in legal action as per these Terms or applicable laws.

4. Payments and Charges

• You agree to pay all charges associated with the use of the Services.

5. Prohibited Use

• You agree not to use the website or Services for any unlawful, illegal, or forbidden purposes, in accordance with these Terms and applicable laws.

6. Third-Party Websites

• The website may contain links to third-party websites. Accessing these links will subject you to the terms and policies of those third-party sites.

7. Legally Binding Contract

• By initiating a transaction for the Services, you enter into a legally binding contract with us.

8. Refund Policy

• You may request a refund if we fail to provide the Services. The refund will follow the timelines defined for the specific Service or within the time period outlined in our policies. Failure to raise a claim within the specified time will render you ineligible for a refund.

9. Force Majeure

• Neither party will be liable for failure to perform any obligations under these Terms if performance is delayed or prevented by a force majeure event.

10. Governing Law

• These Terms, and any dispute arising out of or relating to them, will be governed by the laws of India.

11. Jurisdiction

• Any disputes related to these Terms shall be exclusively subject to the jurisdiction of the courts in Muzaffarpur, Bihar.

12. Contact Information

• For any concerns or communications regarding these Terms, please use the contact details provided on the website.